The Pennsylvania Supreme Court Has Agreed To Review A Lawsuit That Could Affect Auto Insurance's "Regular Use Exclusion."

The State's High Court Will Review A Superior Court Judgment That The Regular Usage Exclusion Breaches Motor Vehicle Financial Responsibility Statute.

With A Regular Usage Exclusion, An Insured's Injuries While Driving A Car They Don't Own Aren't Covered.

In October, a three-judge panel of the Superior Court ruled that a regular use restriction is illegal because it lowers insurers' underinsured motorist (UIM) coverage.

The Court Ruled That An Insurer Must Give Uim Coverage Unless The Insured Signs A Proper Rejection Form. This Decision Upheld A Trial Court's 2020 Decision.

Erie Insurance Exchange Opposes The Superior Court. It Believes That The Frequent Usage Restriction Is A Fair And Enforceable Limitation On Uim Coverage It Must Give To Insureds.

The Lower Court's Decision To Invalidate The Regular Use Exception Will Now Be Reviewed By The State's Supreme Court.

Matthew Rush, An Easton Police Investigator, Was Injured After Two Other Vehicles Collided Into His Car On November 28, 2015.

The Police Car Belonged To The City Of Easton, Which Had It Insured Under A Policy That Included Uim Coverage.

The Rushes' Uim Claim Was Denied By Erie Insurance Exchange Because He Did Not Own, But Frequently Drove, The Police Car.